Recent data from the Federal Reserve Bank of New York is drawing renewed attention to the condition of U.S. household credit. Delinquency rates across mortgages, credit cards, auto loans and student debt have climbed to their highest levels in nearly a decade, reaching 4.8% of outstanding household

California-based lender HomeXpress Mortgage Corp. announced Thursday that it has launched on the ARIVE platform, allowing approved brokers to access HomeXpress products and pricing on ARIVE’s loan origination system. HomeXpress is wholesale lender that specializes in nonqualified mortgages (non-QMs)

Shares of Ellington Financial Inc. were pressured after the mortgage real estate investment trust reported a drop in quarterly earnings, although its reverse mortgage subsidiary, Longbridge Financial, turned in another strong performance. Ellington reported lower fourth-quarter 2025 earnings, even a

One of the positive housing stories that doesn’t get a lot of attention is the vacancy data we have in the U.S. today, especially the rental vacancy data, which is helping to fight inflation and keep mortgage rates lower. The homeowner vacancy data has improved with the rise in housing inventory, bu