The 50-year mortgage: I’m not buying the “forever loan”

A 50-year mortgage sounds like the next big innovation in housing finance, a way to make homes “affordable” again in an era of high prices and stubborn interest rates. But the way I was raised and educated, financial independence and straight talk count. Having studied economics at Texas A&M, I see
Read MoreGreat Falls housing market shifts toward buyers as 46% of sellers cut prices

Nearly half of home sellers in Great Falls, Montana reduced their asking prices during the week ending Nov. 7, 2025, as properties lingered on the market longer than typical homes across the country. The Great Falls metro recorded price cuts on 45.7% of its 280 active single-family listings, while t
Read More50-year mortgage? NAR would rather focus on increasing inventory

The 50-year mortgage is currently one of the hottest topics in housing, so it is unsurprising that the proposal floated by the Trump administration came up in conversation at the National Association of Realtors (NAR) 2025 NXT conference. In an Advocacy Scoop podcast recording session Thursday eveni
Read MoreBoise home sellers adjust prices facing highest fall inventory levels

Price reductions swept through 41.2% of Boise metro listings during the week ending Nov. 7, 2025, as active inventory climbed to 3,335 homes and created a 2.4-month supply in the Idaho capital’s housing market. The surge in seller pricing adjustments coincided with 363 homes leaving the market throu
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